Financial Analyst (General Insurance)

About the company

We are Qatar Insurance Company (QIC), the leading insurance provider in GCC. With a history dating back to 1964, we have established ourselves as a pioneer in the insurance industry, offering innovative solutions to meet the diverse needs of individuals and businesses.

Our vision is to make QIC group become the first Digital Ecosystem in the region by combining insurance and non-insurance services in one platform. Through our digital platforms, such as qic.online and the QIC app, we empower customers to manage their needs anytime and anywhere.

Our employees have been featured in Forbes 30 under 30, teach at online universities, serve on program committees of major IT conferences, and have previously worked at Yandex, Tinkoff, Avito, Ozon, and other leading tech companies.

About the position

We are looking for a Financial Analyst who will be supporting the financial health and strategic direction of Qatar Insurance Group’s diversified general-insurance portfolio across GCC regional and international markets. The role centers on preparing multidimensional financial analyses to support executive decision-making, holistic portfolio performance assessment, and wider strategic planning across the Group with focus on QIC digial hub product pipeline.

Responsibilities

Prepare financial reports highlighting KPIs, such as premiums, claims ratios, loss ratios, and profitability metrics, present findings and recommendations to senior management in a clear and concise manner
Collaborate with the pricing and actuarial teams to evaluate and refine pricing strategies for new or existing products
Conduct financial modelling and profitability analysis for new and existing products, ensuring pricing is competitive yet sustainable
Provide data-driven recommendations on premium rates and product pricing based on claims experience and market trends
Analyze claims data to identify trends, cost drivers, and anomalies; track claims frequency, severity, and cost inflation to assess their impact on financial results
Reinsurance & Capital Management: assess the financial impact of reinsurance structures (quota share, surplus, XL) on net results and capital position
Support in strategic planning by providing scenario analysis and financial impact assessments
Evaluate the financial viability of new initiatives (e.g. launching a new insurance product, entering a new market segment, or adjusting policy terms) through detailed analysis and forecasting
Partner with cross-functional teams — including Underwriting, Actuarial and finance — to align financial analysis with business strategies
Provide ad-hoc financial analysis and reporting as requested: this could include deep dives into specific cost centers, evaluating the impact of regulatory changes, or analyzing competitive financial data in the market to guide decision-making

Requirements

Bachelor’s degree in Finance, Accounting, Economics, Actuarial Science, or related discipline
At least 3–5 years of relevant experience in financial analysis or planning, with prior experience in the general insurance
Solid understanding of insurance industry finance and terminology; strong grasp of insurance financial statements, key ratios (combined, loss, expense), and solvency concepts; proficiency in IFRS-17 fundamentals
Advanced Excel (modelling, pivot tables, Power Query) and solid SQL or equivalent data-wrangling capability
Effective communication and presentation skills — able to translate financial analysis and technical details into business insights and clearly convey recommendations to non-financial stakeholders, including senior management
Experience with business-intelligence tools (Power BI, Tableau) and cloud-based data platforms would be a benefit, as well as working knowledge of Solvency II, Bermuda Solvency Capital Requirement, or equivalent regimes
Fluency in English required; Arabic is advantageous

We offer

Competitive salary, health and life insurance coverage, and employee-friendly policies
Structured development programs, professional certifications, and clear promotion paths
Work on innovative insurance products and contribute to the company’s digital future
Vibrant workplace culture with diverse teams, collaborative atmosphere, and values built on service excellence

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